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Schwab is a registered broker-dealer, and is not affiliated with Black Capital Managementor any advisor(s) whose name(s) appear(s) on this website. Black Capital Managementis/are independently owned and operated. Schwab neither endorses nor recommends [{Black Capital Management}, unless you have been referred to us through the Schwab Advisor Network®. (This bracketed language is for use by Schwab Advisor Network members only.)] Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Black Capital Managementunder which Schwab provides Black Capital Managementwith services related to your account. Schwab does not review the Black Capital Managementwebsite(s), and makes no representation regarding information contained in the Black Capital Managementwebsite, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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